What Does First Bank & Trust Co. Do With Your Personal Information?
Rev. Date 12/17/2024
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Bank & Trust Co. chooses to share; and whether you can limit this sharing. |
| Reasons We Can Share Your Personal Information | Does First Bank & Trust Co. Share? | Can You Limit This Sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes – to offer our products and services to you |
No | We don't share |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates’ everyday business purposes – information about your transactions and experiences |
No | We don't share |
| For our affiliates’ everyday business purposes – information about your creditworthiness |
No | We don't share |
| For our affiliates to market to you | No | We don't share |
| Questions? Call 888-306-2265 or go to www.fb247.com |
| Who We Are |
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| Who is providing this notice? First Bank & Trust Co. PO Box 580, Duncan OK 73534 |
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| What We Do | |
| How does First Bank & Trust Co. protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our employees access information about you only when needed to maintain your accounts or provide products or services to you. |
| How does First Bank & Trust Co. collect my personal information? | We collect your personal information, for example, when you
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| Why can’t I limit all sharing? | Federal law gives you the right to limit only
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| Definitions | |
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| Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies. First Bank & Trust Co. has no affiliates. |
| Non‑Affiliates | Companies not related by common ownership or control. They can be financial and non-financial companies. The non-affiliates we share with can include third parties to assist us in servicing your loans or accounts with us, government entities in response to subpoenas and credit bureaus. |
| Joint Marketing | A formal agreement between non-affiliated financial companies that together market financial products or services to you. First Bank & Trust Co. does not market jointly with non-affiliated financial companies. |
| Other Important Information | |
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| Oklahoma Statute - Title 6 - Banks and Trust Companies - 6-2201-2206 and section 5-6 is known and cited as the Financial Privacy Act. Its purpose is to maintain the privacy and confidentiality of the financial institutions customer records. |
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