Do you plan to stay in your home for only a few years? Are you looking for a lower initial payment? Are you planning to move or refinance before the adjustment period? Our in-house, Adjustable Rate Mortgage (ARM) Loan may be the right option for you!

First Mortgage Primary Residence Loan

- Purchase of a new home

- Refinance home

Additional or Secondary Mortgage

- Sometimes called a “Home Equity Loan”

- Can be made for any purpose

Construction/Permanent

- We can handle your construction to permanent financing under one roof!

Apply Now Fixed Rate Mortgage

Do you plan to stay in your home for at least 7 years? Do you think interest rates might rise and want to keep your current rate? Do you prefer stability and consistency in your principle and interest payment? Then a Fixed Rate Mortgage (FRM) loan may be the best option to fulfill your needs!

Conventional

- Low down payments

- Seller can pay most or all of the closing cost, depending on loan size

Rural Development

- Ask us about 0% down options!

- Excellent option for properties in small and rural communities

Federal Housing Administration (FHA)

- Minimal down payments

- Seller can pay most or all of closing cost, depending on loan size

Veteran Affairs (VA)

- Ask us about 0% down options on the purchase price/property value

- No monthly mortgage insurance required

Ask us about the First Time Home Buyers and Construction to Permanent programs!

Contact Us Today!

1-877-976-2265

Mortgage Loan Error Resolution Contact Information:

First Bank & Trust Co.
923 W Main
Duncan, OK 73533

NMLS #531566