ATM/Debit Card
- Use anywhere Visa is accepted.
- PIN (Personal Identification Number) can be chosen by the card holder.
- To activate your card or change the PIN number call 800.290.7893.
- For lost or stolen debit card call 877.976.2265 Monday-Friday 8:00 am - 6:00 pm CST.
- To report a lost or stolen card after hours or on the weekends call 888.297.3416.
- If you have debit card issues after hours or on the weekends contact Fraud Center at 855.293.2456.
Automatic Funds Transfer (AFT)
- Internal transfer from one account to another.
- Customer must sign authorization.
- Can be set up on E-Banker by customer.
- Transfer dates can be specific (i.e., 1st and 15th of each month).
Cashier's Check
- $5.00: Customers
- $10.00: Non-customers
- A Stop Pay cannot be applied to a Cashier's Check until 90 days after purchase.
Coin Counter
Available at these Banking Centers:
- Ardmore: 301 W. Main St., 1720 McLish
- Duncan: 923 W. Main St., 1521 W. Plato Rd., 10th & Oak
- Healdton: 11098 Highway 76
- Norman: 2330 36th Ave. NW, 2400 Alameda
- Perkins: 830 N. Main St.
- Stroud: 300 W. Main St.
- Waurika: 101 N. Main St.
- Wellston: 215 Second St.
Direct Deposit
- The bank receives and originates ACH (Automated Clearing House) items.
- No charge to the customer other than any applicable debit charge per deposit agreement for the type of account held.
First Line (Telephone Banking)
- 24 hour touch tone banking.
- Information on Checking, Money Market, Savings, Loans, and CD/IRA accounts.
- Balance inquiries and transfer funds.
- Local and toll free numbers:
- Ardmore: 580.223.5490
- Duncan: 580.252.2265
- Healdton: 888.306.2265
- Norman: 405.292.4636
- Waurika: 580.228.3223
- All Others: 888.306.2265
- Need an actual person? Check out our Hours & Locations.
Night Deposits
Night Deposits are conveniently located at the following Banking Centers:
- Ardmore: 301 West Main Street, 1720 McLish
- Duncan: 923 West Main Street, 1521 West Plato Road
- Healdton: 11098 Highway 76
- Norman: 2330 36th Avenue NW. 2400 Alameda
- Waurika: 101 North Main Street
Notary Public
- Free of charge.
- Must be performed by a certified notary.
- Individuals must present a valid form of government issued identification.
Safe Deposit Box
- $15.00 key deposit.
- Two (2) keys are issued at the time the box is rented.
- Two (2) keys must be returned when the box is closed.
- $15.00 charge to replace one key.
- In the event both keys are lost or stolen, the customer will be charged a fee for a locksmith to drill the lock and open the box.
- Customers have access to the box during lobby hours only.
- Prices listed below are annual cost.
| Banking Center |
2x5 |
3x5 |
5x5 |
3x10 |
4x10 |
5x10 |
10x10 |
10x14 |
Locker |
| Ardmore (Main St.) |
$30 |
$50 |
$70 |
$100 |
$150 |
$360 |
|||
| Duncan (Main St.) |
$30 | $40 |
$50 | $70 | $100 | ||||
| Duncan (Plato Rd.) |
$50 | $70 | $100 | ||||||
| Healdton |
$25 |
$30 | $50 | $70 | $100 | ||||
| Norman (36th Ave.) |
$50 | $70 | $100 | ||||||
| Norman (Alameda) |
$70 | $100 | |||||||
| Perkins |
$15 |
$30 |
$40 |
$70 |
|||||
| Stroud |
$15 | $25 |
$30 | $33 |
$40 | $70 | |||
| Waurika |
$30 | $40 | $50 | $70 | $100 | ||||
| Wellston |
$15 | $25 | $30 | $33 |
$40 | $70 |
Visa® Gift Cards
- Gift cards are available at all of our Banking Centers! For more information Contact Us.
Wire Transfers
Incoming Wire Transfer Fees
- $10.00: All Customers
- $30.00: Non-Customers (pick up with proper ID)
Outgoing Wire Transfer Fees
- $15.00: All Customers
- $30.00: Non-Customers
- $45.00: International Wire Fee - Customers
- $60.00: International Wire Fee - Non-Customers
- $5.00: Net Teller/Cash Management